73054 24448 / 89255 76775 / 97908 00700 Toll Free:18004197722 / loans@sundaramhome.in

Our PLR is revised by 10 basis points effective November 01, 2024. Please contact your servicing branch for more details.

Nidhi – Loan Against Property (LAP)

Your property. Your Power.

Nidhi LAP allows customers to unlock the value of their property by availing loans for a wide range of personal or business needs. Whether it's for expanding a business, meeting education or medical expenses, or funding major life events, Nidhi offers a dependable and convenient financing solution.

Backed by Sundaram’s legacy of trust and a strong presence in local communities, the Emerging Business division is committed to delivering housing finance solutions that are efficient, transparent, and tailored to real-world needs—helping more people achieve the dream of homeownership, faster.

Loan Highlights
  • Loan Amount: Up to ₹20 Lakhs
  • Purpose: Business needs, marriage, education, medical expenses, and more
  • Simple Process: Fast approvals, flexible repayment options
  • Hassle-free Experience: Transparent terms, no hidden charges
Why Choose NIDHI LAP?
  • Attractive Interest Rates
  • Quick Loan Disbursal
  • Easy and Minimal Documentation
  • Seamless Processing
  • Customer-friendly Support
  • Loans available for diverse property types
Who Can Apply?

We support a wide range of income profiles, including:

  • Informal income earners (No ITR, GST, or banking proof required)
  • Self-employed professionals
  • Salaried individuals
  • Small retailers and wholesalers
  • Cash-salaried or cash-based businesses
Supported Property Types

We accept a variety of property types for LAP, including:

  • Asbestos / Tin Sheet / Tiled Roof Houses
  • Madras Terrace Houses
  • Commercial Shops
  • 5-feet passage access properties
Professionals We Serve

NIDHI is designed for real people doing real work:

Skilled Workers: Carpenters, electricians, plumbers, tailors, masons, mechanics

Small Business Owners: Grocery shops, salons, tea stalls, mobile repair outlets

Food & Dairy Entrepreneurs: Street vendors, caterers, tiffin services, dairy suppliers

Contract & Daily Wage Workers: Delivery agents, contractors, field staff

Agri & Rural Enterprises: Agri traders, rural manufacturers

Healthcare & Wellness: Pharmacy owners, health product retailers

Artisans & Craft Makers: Handicraft sellers, artists, and local makers

Ready to Unlock the Value of Your Property?

call Get in Touch

Loans Designed for Every Kind of Work You Do

Anugraha