Anugraha – Affordable Home Loans (Up to ₹40 Lakhs)
Your Home, Your Right
Anugraha offers affordable home loan solutions of up to ₹40 lakhs for individuals and families looking to purchase or construct their own home. With simplified documentation, flexible repayment options, and quick approvals, it is designed to make homeownership easier and more accessible.
At Sundaram Home Finance – Emerging Business, we believe that everyone deserves a place to call their own. That’s why our Anugraha Home Loans are designed to make homeownership simple, affordable, and achievable—without the complexity of traditional loan processes.
What We Offer
- Loan Amounts up to ₹40 Lakhs
- Flexible repayment options
- Quick approvals with minimal documentation
- Customer-first service from start to finish
Property Types We Support
We finance a wide range of property types, including:
- Tiled or RCC houses
- Flats and apartments
- Approved layout plots
- Construction on own, ancestral, or village (natham) land
- Kutcha to pukka house upgrades
- Commercial properties (for own use)
- Patta land with a single ownership document (no parental deed required)
- Properties with narrow access (5 ft passage accepted)
Home Loans for All Income Types
We support a broad spectrum of income profiles, so more people can qualify:
- First-time home buyers
- Informal income earners – No ITR, GST, or banking proof required
- Self-employed individuals – Freelancers, contractors, and entrepreneurs
- Retailers and wholesalers – Small-scale business owners
- Cash & Carry / Cash-salaried individuals
- Salaried professionals – With fixed monthly income
- Government housing scheme beneficiaries – Including PMAY
- NRI salaried individuals
Loan Schemes Offered
- Home Purchase + Home Construction Loan
- Plot Purchase + Construction Loan
- Home Extension & Renovation Loan
- Home Loan Balance Transfer + Top-up
- PMAY 2.0 – Interest subsidy available
Why Choose Sundaram?
- Attractive Interest Rates
- Simple, Transparent Process
- Quick Loan Disbursal
- Minimal Documentation
- Strong Local Presence in Tier II–IV Markets
We Prioritize Intentions, Not Just Documents
Our document checklist is simplified to ensure faster approvals without the burden of unnecessary paperwork. We work with you to understand your needs and support your journey to homeownership.
Get in Touch